When you decide to adopt an animal We must be aware that, in addition to playing, pampering and loving him, it is also essential to keep him constantly. This means protect it and take care of it Every single day, to guarantee him maximum well -being and complete health.
An intelligent and increasingly widespread choice to protect four -legged friends is to sign ananimal insurance domestic. We are talking about an ad hoc coverage that represents a concrete gesture of responsibility and love, as protects from a series of unexpected events which can happen in many situations of everyday life.
In this article we reveal three excellent reasons to stipulate this policy.
Veterinary expenses
One of the first reasons to stipulate pet insurance is linked to cost of veterinary care. In case of accidents or sudden diseases, dogs and cats may in fact need surgery, hospitalization or specialist therapy, all interventions that generally require even very high expenses.
In addition to the pet bonus, a tax measure consisting of the 19% IRPEF deduction on the veterinary expenses incurred during 2025, with ainsurance animals you have the opportunity to face these unexpected events with greater serenity, thanks to total or partial reimbursement of medical expenses (in some cases, drugs and specialist visits are also covered).
Civil liability
The second advantage of stipulating pet insurance is the guarantee of having coverage in the event of damage caused by the animal to people, things or other animals. To make only a couple of examples, if the dog runs away and bite someone or causes an accident, or if a cat scratches a guest, it is the owner who is the only responsible.
With the policy, you can therefore protect yourself from any requests for compensation, avoiding unpleasant economic and legal consequences. Generally, the civil liability (RC) of pet insurance covers i physical damage to people (bites, scratches, attacks, etc.), i material and intangible damage to objects or assets of third parties and any legal feesif the damage should cause a dispute or a process. This coverage can apply to both public placesboth in private spaces.
Although very important, this coverage in Italy is not mandatory by law, except in specific cases, such as for example for dogs recognized as dangerous or reported as aggressive, which must follow preventive measures to protect public safety from canine aggressions.
Tailor -made covers
Finally, stipulating pet insurance also means being able to create a 100% custom -made policygoing to customize it with tailor -made roofs based on your needs and habits of your four -legged friend.
Many companies offer in fact Very useful additional serviceslike the reimbursement for the costs of loss (research, flyers, rewards), 24/7 veterinary telephone assistance, compensation in the event of the death of the animal, the Pet Sitter service in the event of the master’s hospitalization and a legal, veterinary and nutritional advice.
It is possible to choose basic, economic but effective formulas, or more complete solutions based on specific needs of the animal and the owner.
